[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.fa-zona.cz\/ale-nyni-se-po-techto-zkusenostech-hodne-rodin-rozhodlo-koupit-vlastni-dum\/#Article","mainEntityOfPage":"https:\/\/www.fa-zona.cz\/ale-nyni-se-po-techto-zkusenostech-hodne-rodin-rozhodlo-koupit-vlastni-dum\/","headline":"Ale nyn\u00ed se po t\u011bchto zku\u0161enostech hodn\u011b rodin rozhodlo koupit vlastn\u00ed d\u016fm","name":"Ale nyn\u00ed se po t\u011bchto zku\u0161enostech hodn\u011b rodin rozhodlo koupit vlastn\u00ed d\u016fm","description":"Jist\u011b, t\u00edsnit se v byt\u011b n\u011bkolik dlouh\u00fdch m\u011bs\u00edc\u016f, zabavit d\u011bti,<span class=\"more-dots\"><a href=\"https:\/\/www.fa-zona.cz\/ale-nyni-se-po-techto-zkusenostech-hodne-rodin-rozhodlo-koupit-vlastni-dum\/\">[ ... ]<\/span><\/a>","datePublished":"2020-06-22","dateModified":"2023-05-10","author":{"@type":"Person","@id":"https:\/\/www.fa-zona.cz\/author\/#Person","name":"","url":"https:\/\/www.fa-zona.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/91506ed60e31abe586276a3e1420719df081581a820344a28fa2034bb1a2fe22?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/91506ed60e31abe586276a3e1420719df081581a820344a28fa2034bb1a2fe22?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"fa-zona.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.fa-zona.cz\/wp-content\/uploads\/hodn%C4%9B%20pen%C4%9Bz.jpg","url":"https:\/\/www.fa-zona.cz\/wp-content\/uploads\/hodn%C4%9B%20pen%C4%9Bz.jpg","height":0,"width":0},"url":"https:\/\/www.fa-zona.cz\/ale-nyni-se-po-techto-zkusenostech-hodne-rodin-rozhodlo-koupit-vlastni-dum\/","about":["Finance"],"wordCount":444,"articleBody":"     Jist\u011b, t\u00edsnit se v byt\u011b n\u011bkolik dlouh\u00fdch m\u011bs\u00edc\u016f, zabavit d\u011bti, u\u010dit se spolu, to zabere hodn\u011b sil. Ano, je to tak, byly to st\u00edsn\u011bn\u00e9 podm\u00ednky. Z toho d\u016fvodu proto padlo rodinn\u00e9 rozhodnut\u00ed, koup\u00edme se d\u016fm, a nav\u00edc s velkou zahradou. Rozhodnut\u00ed je ur\u010dit\u011b spr\u00e1vn\u00e9, nav\u00edc jsou pr\u00e1zdniny a zahrani\u010dn\u00ed dovolen\u00e9 asi moc nebudou. Ale ot\u00e1zka zn\u00ed, kde na to vz\u00edt dostatek finan\u010dn\u00edch prost\u0159edk\u016f? Kdyby byl \u010das, mohli byste samoz\u0159ejm\u011b cel\u00e1 rodina n\u011bkolik let \u0161et\u0159it a a\u017e se na\u0161et\u0159\u00ed pot\u0159ebn\u00e1 \u010d\u00e1stka tak potom si sehnat a koupit pozemek na stavbu nov\u00e9ho domu. V sou\u010dasnosti nechcete \u010dekat, mezit\u00edm by toti\u017e ub\u011bhla spousta \u010dasu a za tu dlouhou dobu, kterou jste str\u00e1vili poctiv\u00fdm \u0161et\u0159en\u00edm, u\u017e nemus\u00edte sehnat stavebn\u00ed pozemek v \u017e\u00e1dan\u00e9m m\u00edst\u011b, kde je dobr\u00e1 dostupnost v\u0161eho, co je d\u016fle\u017eit\u00e9 pro rodinn\u00fd \u017eivot. Jist\u00e9 je, \u017ee takov\u00fd n\u00e1pad ji\u017e m\u00e1 po sou\u010dasn\u00fdch zku\u0161enostech bohu\u017eel velk\u00fd po\u010det rodin. N\u00e1pad je tedy dobr\u00fd, ale kde vz\u00edt na d\u016fm se zahradou dostatek pen\u011bz? Ji\u017e jste sice oslovili s \u017e\u00e1dost\u00ed o p\u016fj\u010dku bankovn\u00ed spole\u010dnost, ale tam v\u00e1m ji neschv\u00e1lila. Mohla m\u00edt d\u016fvod\u016f jist\u011b v\u00edce, nap\u0159\u00edklad va\u0161e opo\u017ed\u011bn\u00ed v minulosti s n\u011bjakou spl\u00e1tkou, nebo m\u00e1te z\u00e1znam v registru, nebo se bankovn\u00ed spole\u010dnosti nemusela zd\u00e1t v\u00fd\u0161e va\u0161eho p\u0159\u00edjmu. Jakou zde m\u00e1te dal\u0161\u00ed mo\u017enost? Je zde mo\u017enost u nebankovn\u00ed spole\u010dnosti po\u017e\u00e1dat o nebankovn\u00ed americkou hypot\u00e9ku, zde sta\u010d\u00ed jen to, \u017ee jste schopni p\u016fj\u010dku, tedy hypot\u00e9ku, a to i kdy\u017e m\u00e1te n\u00edzk\u00fd p\u0159\u00edjem, spl\u00e1cet. Tak\u00e9, zde u t\u00e9to spole\u010dnosti nevad\u00ed z\u00e1znam v bankovn\u00edch i nebankovn\u00edch registrech, nikoho nebude v\u016fbec zaj\u00edmat, na co konkr\u00e9tn\u011b p\u016fj\u010den\u00e9 pen\u00edze budete pot\u0159ebovat. Tak\u00e9 m\u016f\u017eete p\u016fj\u010den\u00e9 pen\u00edze spl\u00e1cet a\u017e t\u0159icet let, co\u017e je dost dlouh\u00e1 doba. Ale je nutn\u00e9 si uv\u011bdomit, \u017ee se bankovn\u00ed i nebankovn\u00ed spole\u010dnosti jist\u00ed va\u0161\u00edm spl\u00e1cen\u00edm t\u00edm, \u017ee mus\u00edte d\u00e1t do z\u00e1stavy nemovitost, nap\u0159\u00edklad pozemek, byt, chatu, nebo i gar\u00e1\u017e. Nemus\u00edte m\u00edt obavy, je to dan\u00e9 z\u00e1kony a nav\u00edc nad \u010dinnost\u00ed obou spole\u010dnost\u00ed, tedy bankovn\u00ed i nebankovn\u00ed, db\u00e1 sv\u00fdm dozorem \u010cesk\u00e1 n\u00e1rodn\u00ed banka.                                                                                                                                                                                                                                                                                                                                                                                          4.4\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Ale nyn\u00ed se po t\u011bchto zku\u0161enostech hodn\u011b rodin rozhodlo koupit vlastn\u00ed d\u016fm","item":"https:\/\/www.fa-zona.cz\/ale-nyni-se-po-techto-zkusenostech-hodne-rodin-rozhodlo-koupit-vlastni-dum\/#breadcrumbitem"}]}]